Pumpkin Insurance

At Pine Woods Animal Hospital, we know you’re a loving pet parent and want your pet to live a long happy, healthy life. We also understand that the ongoing care this requires can be costly.

That’s why we’re excited to tell you about Pumpkin, a pet care company that offers pet insurance for accidents & illnesses as well as an optional wellness package called Preventive Essentials. While not insurance, this package covers the costs of yearly check-ups, vaccines, and lab tests that screen for parasites – all crucial things for keeping pets healthy year-round.

To learn more about Pumpkin, visit http://pumpkin.pet today.

Embrace Pet Insurance

Embrace protects cats and dogs across the U.S. with simple, yet comprehensive plans that include coverage for every unexpected accident and illness and every treatment option.

Click here to visit Embrace Pet Insurance on the web.

Pet insurance pays, partly or in total, for veterinary treatment of the insured person’s ill or injured pet. Some policies will pay out when the pet dies, or if it is lost or stolen.

As veterinary medicine is increasingly employing expensive medical techniques and drugs, and owners have higher expectations for their pet’s health care and standard of living than previously, the market for pet insurance has increased.

Pet insurance companies are beginning to offer the pet owner more of an ability to customize their coverage by allowing them to choose their own level of deductible or co-insurance. This allows the pet owner to control their monthly premium and choose the level of coverage that suits them the best.

Some of the differences in insurance coverage are:

  • Whether congenital and hereditary conditions (like hip dysplasia, heart defects, eye cataracts or diabetes) are covered;
  • How the reimbursement is calculated (based on the actual vet bill, a benefit schedule or usual and customary rates);
  • Whether the deductible is on a per-incident or an annual basis;
  • Whether there are any limits or caps applied (per incident, per year, age or over the pet’s lifetime); and
  • Whether there is an annual contract that determines anything diagnosed in the previous year of coverage is considered pre-existing the next year.

Source: Pet Insurance